Author: USMSB
-
Cross-Border Payments Hit a 2025 “Pivot” — And MSBs Feel the Whiplash
In a new FedMSB analysis, Chief Advisor Michael Mynn argues this was a pivot year for cross-border payments — not because one shiny tech “won,” but because multiple tracks moved forward at the same…
-
EU Council Sets Its Stance on the Digital Euro — Online, Offline, and “High Privacy”
On Friday, Dec. 19, the Council of the EU approved its negotiating mandate for legislation that would establish the legal framework for a potential digital euro — a central-bank-backed digital form of cash —…
-
Digital Wallets Are Booming — and Regulators Are Playing Catch-Up
Digital wallets have moved way beyond “tap to pay” into multi-function consumer finance hubs (IDs, tickets, crypto, investing, lending, paycheck deposit, virtual cards, rewards, etc.). The article frames this as the latest chapter in…
-
Appeals court saves CTA — but BOI rule’s still narrowed
A federal appeals court just handed a major win to the government in the long-running fight over the Corporate Transparency Act — the anti-money-laundering law meant to smoke out the real people hiding behind…
-
Missouri GOP Takes Aim At Overseas Money Wires — MSBs Could Face 25% Hit
Missouri’s treasurer and Republican lawmakers want remittance providers to verify a sender’s legal work status before sending money overseas — or face penalties tied to the transfer amount.
-
Visa Launches USDC Settlement for U.S. Banks
Visa today announced U.S. banks can settle via USDC under its stablecoin settlement efforts. Visa just took stablecoins out of the “nice pilot” bucket and dropped them into the heart of U.S. institutional settlement.
-
FDIC Releases GENIUS Act “How-To” for Bank Stablecoins and Invites Public Comment
The FDIC is officially getting into the stablecoin rulebook business. The agency’s Board of Directors voted Tuesday (Dec 16, 2025, EST) to greenlight a notice of proposed rulemaking that would spell out how FDIC-supervised…
-
Circle Wins Conditional OCC Approval to Launch a National Trust Bank for USDC Reserve Oversight
The U.S. Office of the Comptroller of the Currency (OCC) has given the stablecoin giant conditional approval to create a national trust bank, a move Circle says will put the USDC Reserve under tighter…
-
2025’s Big MSB Key Word: “Institutionalization”
A new industry article by Michael Mynn, the FedMSB’s chief advisor, says 2025 marked a turning point where the MSB ecosystem shifted into a tougher, more durable phase of “institutionalization” — with lawmakers, regulators…
-
Mastercard Launches Open Finance Business Solutions for Australian SMEs
Mastercard is making a fresh play for Australia’s small-business market, launching Open Finance Business Solutions, a new suite of tools that uses real-time, permissioned data-sharing to help SMEs onboard faster, run “smarter” payments, automate…